Contemporary office towers in the City of London.

Credit solutions

A clear process for considered decisions.

We provide financing to companies where we can understand the business, structure appropriately and act within the applicable legal framework.

01Our approach

Structure follows understanding.

We start with the business: its strategy, its cash flows, its assets and the people who run it. Only then do we discuss structure, tenor and security.

The result should be financing the company can live with through the cycle — not only on the day it is signed.

Financing solutions

Financing structures are defined case by case, according to each company's needs and the framework applicable to the transaction.

02The process

Seven stages, from first contact to disbursement.

Timelines vary with the complexity of each opportunity. At each stage we explain what we need and why.

  1. Step 1

    Contact

    An initial, confidential conversation about the company and its plans.

  2. Step 2

    Preliminary analysis

    A first review of the opportunity, its fit and the information required.

  3. Step 3

    Due diligence

    Detailed financial, legal, operational and sector analysis.

  4. Step 4

    Structuring

    Design of terms, security and covenants that fit the business.

  5. Step 5

    Approval

    Review and decision by the competent internal bodies.

  6. Step 6

    Formalisation

    Negotiation and execution of the final legal documentation.

  7. Step 7

    Disbursement

    Release of funds once all conditions precedent are met.

03Information we may request

Prepared for a substantive conversation.

  • Company overview and group structure
  • Recent financial statements and management accounts
  • Business plan and financial projections
  • Description of the project or use of funds
  • Existing indebtedness and security

Please do not send sensitive documents through the public contact form. When appropriate, we will invite you to the secure client portal.

Contact

Begin with a conversation.

If you lead a company or advise one, we would welcome an introductory, confidential discussion about your plans.